1. Mission Statement

At SeguraFinance, our mission is to transform financial services through blockchain technology, delivering secure, accessible, and transparent tools for consumers and businesses in a global, decentralized economy.

2. The Problem

Traditional financial systems are slow, opaque, and costly—especially for underserved users. Lending, premium financing, and digital asset support remain fragmented and inefficient, blocking innovation and user empowerment.

3. The Solution

Finovia is an all-in-one blockchain-native platform offering DeFi lending, insurance premium financing, NFT-collateralized loans, and AI-based credit assessment. We bridge traditional finance and decentralized systems through a simple, secure interface.

4. Milestones

1. Core Development: Smart contract engine, lending modules, asset support
2. Beta Testing: Live integrations with SeguraSafeSwap and SeguraInsures
3. Expansion: NFT, DeFi, and cross-chain financial tooling
4. Partnerships: InsurTech, Web3 orgs, and DeFi protocols
5. Launch: Global platform release + marketing campaign

5. Market Opportunity

• $200B+ DeFi ecosystem with continued growth
• Unmet need for premium financing and policy-backed lending
• Growing use of NFTs and tokenized assets as collateral
• B2B demand for smart contract loans and capital solutions

6. Product Overview

• Insurance premium and claims financing tools
• DeFi lending/staking with real-time interest rates
• NFT-collateralized loan support
• Smart contract funding mechanisms
• Cross-chain tokenized asset access
• Enterprise dashboards with API integrations

7. Technology Stack

• Smart contracts (Solidity + Layer 2 support)
• Python/Django backend, React.js frontend
• AI credit scoring models with TensorFlow
• Cross-chain token protocols and wallet connectors

8. Business Model

Revenue Streams

• Loan origination and repayment fees
• Insurance premium financing and claim service fees
• Transaction and smart contract processing
• Enterprise licensing and API subscriptions

Cost Structure

• Technical development and infrastructure
• Risk modeling and actuarial support
• Legal, compliance, and licensing
• Marketing, onboarding, and partner outreach

9. Competitive Advantage

• Integrated finance + DeFi + insurance offerings
• AI-powered underwriting and scoring models
• Cross-chain and NFT-native lending from day one
• Modular architecture for Web3 businesses and consumers

10. Funding Ask

Total Raise: $1,400,000

• $300,000 – Blockchain and Smart Contract Development
• $200,000 – AI Underwriting & Risk Modeling
• $250,000 – Frontend/UI and Cross-Platform Integrations
• $200,000 – Marketing, Brand Building, and Community Growth
• $150,000 – Legal, Licensing, and Regulatory Compliance
• $200,000 – Post-Raise Hiring (Engineering, Legal, Actuarial, Business Dev)
• $100,000 – Operations, Security, and Contingency

*Team hiring will begin upon successful funding.

11. Contact

Email: brennen@seguramgmt.com

Phone: 337-658-0254

Address: 1307 Tool Dr., New Iberia, LA 70560